You may not owe that hospital bill — by California law.
If your household earns under roughly 400% of the Federal Poverty Level, California hospitals — nonprofit and for-profit alike — are legally required to reduce or waive your bill. We check your eligibility, build the application, and follow up until it's resolved. At no cost to you.
Medical debt shouldn't decide whether your family recovers.
Licensed general acute care hospitals in California — every one of them covered, nonprofit and for-profit alike.
Of the Federal Poverty Level is the income line the state sets. Under it, a discount is not a favour — it is the law.
What we charge families. Ever. We are a nonprofit, funded by donations.
Four steps. Zero cost. No in-person visits required.
Four questions and about a minute. We compare your household income to the state's 400% FPL line.
Upload the statement and a pay stub or tax return. A photo from your phone is fine.
Each hospital has its own form and its own policy. We fill it out correctly the first time.
Hospitals go quiet. We don't. We chase it until you have a decision in writing.
You likely qualify if:
You received care at a California hospital or from an ER physician group.
Your household income is under roughly 400% of the Federal Poverty Level.
The exact cutoff depends on household size — we'll calculate it for you, free.
Cutoffs use the 2026 HHS poverty guidelines for the 48 contiguous states.
One hospital, one county at a time — so we can do right by every family we help, before expanding across California.




